Search results for "Female entrepreneurs"
showing 9 items of 9 documents
Linking female entrepreneurs' motivation to business survival.
2015
Abstract Analysis of entrepreneurs' motives in the framework of organizational behavior theory is a popular research area regarding female entrepreneurship. This study analyzes women entrepreneurs' motives (propensity for risk, finding a work–life balance, desire to develop business skills, need to seek self-employment, and desire to earn more than in paid employment) to achieve survival of their businesses through crisp set qualitative comparative analysis (csQCA). Analysis yields the following results: 1) women whose motive is to pursuit a better work–life balance are less likely to success; and 2) women whose motive is risk-taking are more likely to success.
Services supporting female entrepreneurs
2010
There are many public initiatives that fund services which support women entrepreneurship. In order to help them improve, this paper takes a closer look at the characteristics of female entrepreneurs, their motivations, and the difficulties they face in their ventures. Through a literature review and the results of a Delphi study with 25 technicians from an EU-funded support programme, this research concludes that policies for the support of women entrepreneurs should aim at strengthening pull motivators and concentrate in designing programmes specifically tailored to the type of business, focusing on long-term policies rather than short-term initiatives.
Perceived problems with collateral: The value of informal networking
2020
Abstract Many businesses in emerging economies are financially constrained due to their limited use of formal loans. Recent evidence suggests that negative perceptions discourage entrepreneurs from applying for loans. One of the main issues entrepreneurs mention is unattainable collateral requirements. In this paper, we contribute to this line of research by investigating the effect of networking with fellow entrepreneurs on perceived collateral problems. Drawing on quantitative and qualitative data originating from female entrepreneurs in Tanzania, we find that through networking, entrepreneurs are exposed to stories of their peers’ experiences with loans which influence their perceptions …
An institutional view on access to finance by Tanzanian women-owned enterprises
2017
We investigate the limited use of bank and microfinance loans by Tanzanian female entrepreneurs. Using survey data, we observe that female entrepreneurs mainly use informal sources to finance their businesses. We analyze how “perceptions” of gendered cognitive and normative institutions determine whether a female entrepreneur applies for a formal loan. Following results stand out: first, we find that high collateral requirements, interest rates and personal guarantee requirements make formal loans unattractive. Second, female entrepreneurs only apply when they expect to be successful. Since they “perceive” access to finance to be more problematic for women,female entrepreneurs are discourag…
The process of female borrower discouragement
2022
Recent entrepreneurial finance literature identifies ‘borrower discouragement’ as an important phenomenon explaining why female entrepreneurs hold less capital to grow their venture. But how do you become a discouraged borrower? We apply grounded theory to interviews with Tanzanian female entrepreneurs and model the process via which these entrepreneurs become discouraged. Our model suggests that entrepreneurs hold negative perceptions regarding loan application, allocation and payback procedures shaped by both internal and external information sources. We demonstrate that negative perceptions cause an unfavorable attitude towards formal loans which together with entrepreneurs' perceptions …
Rôle des institutions de microfinance dans le financement de l’entrepreneuriat féminin
2020
Microfinance Institutions (MFIs) are responsible for lending money to people who do not have sufficient collateral to access the formal banking system. These organizations participate in the development of entrepreneurship by funding women's projects. Several actors, who intervene around this contractual relationship between MFIs and women, may follow different objectives and interests, which can be a source of inefficiency. This contribution examines the determinants of the credit supply of MFIs intended for female entrepreneurship in the 8 countries of the West African Economic and Monetary Union (UEMOA). Our results show that if the volume of subsidies, equity and indebtedness of MFIs ha…
Reducing the Cost of Being the Boss: Authentic Leadership Suppresses the Effect of Role Stereotype Conflict on Antisocial Behaviors in Leaders and En…
2021
What drives entrepreneurs to engage in antisocial economic behaviors? Without dismissing entrepreneurs’ agency in their decision-making processes, our study aims to answer this question by proposing that antisocial economic behaviors are a dysfunctional coping mechanism to reduce the psychological tension that entrepreneurs face in their day-to-day activities. Further, given the overlap between the male gender role stereotype and both leader and entrepreneur role stereotypes, this psychological tension should be stronger in female entrepreneurs (or any person who identifies with the female gender role). We argue that besides the well-established female gender role – leader role incongruence…
Measuring Female Entrepreneurs’ Happiness from Online Feedback
2019
Entrepreneurship provides an important solution to the unemployment problem. This is also very important in economic growth. It has financial, psychological and social risks while taking the situation into consideration. In addition, women’s participation in the work force has a vital importance in Turkey’s national income. Nearly 8.5% of women are in management, or in decision-making positions. It is important to measure happiness of these female workforce in order to understand and manage their feelings. Our previous study investigated successful women happiness and ideas about being entrepreneurial women in Turkey to discover the factors of the happy women entrepreneurs’ success in busin…
Evaluation of Female Entrepreneurs’ Emotional Feedback
2018
Female unemployment rates are very high in Turkey. Women’s participation in the work force will not only increase the national income but also increase the number of female entrepreneurs in business life to join what is traditionally considered a man’s world. Although there are few (only about 8.5%) women in management, there are women in top and decision-making positions. To encourage Turkish women into entrepreneurship, there are third-party online organizations which share and publicize online success stories of Turkish female entrepreneurs. This research aims to discover the factors related to female entrepreneurs’ success in business life. The aim of the research is to evaluate female …